When you were sued by citibank did you go to court?

Are you in debt settlement or just doing it alone? i have a few questions if you dont mind. i am in debt settlement and it may eventually come to being sued. i do live in pennsylvania which is a commonwealth state so i know they cannot garnish my wages. i do have some questions about the court proceedings though. let me know if you would like to answer some.

I found the following on a search if it helps anyone. As with anything though, I would double check to make sure it’s accurate.

The following is a list of states that generally permit you to tape record telephone conversations with creditors:

  • Alabama
  • Nebraska
  • Alaska
  • Nevada
  • Arizona
  • New Jersey
  • Arkansas
  • New Mexico
  • Colorado
  • New York
  • District of Columbia
  • North Carolina
  • Georgia
  • North Dakota
  • Hawaii
  • Ohio
  • Idaho
  • Oklahoma
  • Indiana
  • Rhode Island
  • Iowa
  • South Carolina
  • Kansas
  • Tennessee
  • Kentucky
  • Texas
  • Louisiana
  • Utah
  • Maine
  • Virginia
  • Minnesota
  • West Virginia
  • Mississippi
  • Wisconsin
  • Missouri
  • Wyoming

Source: 2002 Cumulative Supplement to the”Fair Debt Collection” manual, National Consumer Law Center