Are you in debt settlement or just doing it alone? i have a few questions if you dont mind. i am in debt settlement and it may eventually come to being sued. i do live in pennsylvania which is a commonwealth state so i know they cannot garnish my wages. i do have some questions about the court proceedings though. let me know if you would like to answer some.

I found the following on a search if it helps anyone. As with anything though, I would double check to make sure it’s accurate.

The following is a list of states that generally permit you to tape record telephone conversations with creditors:

• Alabama
• Nebraska
• Alaska
• Nevada
• Arizona
• New Jersey
• Arkansas
• New Mexico
• Colorado
• New York
• District of Columbia
• North Carolina
• Georgia
• North Dakota
• Hawaii
• Ohio
• Idaho
• Oklahoma
• Indiana
• Rhode Island
• Iowa
• South Carolina
• Kansas
• Tennessee
• Kentucky
• Texas
• Louisiana
• Utah
• Maine
• Virginia
• Minnesota
• West Virginia
• Mississippi
• Wisconsin
• Missouri
• Wyoming

Source: 2002 Cumulative Supplement to the”Fair Debt Collection” manual, National Consumer Law Center